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Rhode Island Housing & Construction Programs

A public resource listing active grant, assistance, and workforce programs relevant to Rhode Island homeowners, developers, and construction businesses.

Housing 2030 — Entry-Level Homeownership Program

RIHousing

A $20 million program ($10M in Round 1) supporting the development of entry-level homeownership units priced under $400,000. Awards up to $100,000 per unit for projects of 5 or more units.

Eligibility: Developers and nonprofits building affordable homeownership units in Rhode Island. 70-point scoring system.

RIHousing Down Payment Assistance (DPA)

RIHousing

Provides financial assistance to eligible first-time homebuyers in Rhode Island to cover down payment and closing costs, reducing the upfront barrier to homeownership.

Eligibility: First-time homebuyers meeting income limits and purchasing within RI. Property must be a primary residence.

Affordable Housing Program (AHP)

Federal Home Loan Bank of Boston

Competitive grant program that provides subsidies for the acquisition, construction, or rehabilitation of affordable housing for low- and moderate-income households.

Eligibility: Projects must be sponsored through a FHLBB member institution. Rental and homeownership projects eligible.

Economic Development Partnership (EBP)

Federal Home Loan Bank of Boston

Supports community and economic development projects including housing and mixed-use developments that benefit low- and moderate-income communities.

Eligibility: Community development projects in FHLBB member districts. Must demonstrate economic impact.

Bridge Financing

LISC (Local Initiatives Support Corporation)

Short-term financing to bridge the gap between project start and permanent funding. Supports affordable housing and community development projects during the predevelopment and construction phases.

Eligibility: Nonprofit and for-profit developers with committed permanent financing sources. Projects must serve low-income communities.

Work Immersion Program

Governor's Workforce Board / RI DLT

Reimburses employers 75% of intern wages for companies with fewer than 25 employees. Minimum $20/hour wage, up to 400 hours per intern and 4 interns per year, resulting in significant labor cost reduction for growing businesses.

Eligibility: Rhode Island employers with fewer than 25 employees. Requires OSP registration and an approved Activity Plan.

This page is provided as a public informational resource. Program details, eligibility requirements, and funding availability are subject to change. Verify current information with each agency directly.